40 Rocky Dr, Stafford, VA 22554

Property Description

Rare Financing Opportunity! Assumable FHA Loan with a significantly below market interest rate with a balance of approximately $322,844, subject to Lender Approval and Buyer Qualification. Move-in ready and loaded with custom upgrades, this beautifully maintained 3-bedroom, 2.5-bath Colonial blends style, comfort, and convenience. Ideally located near Quantico, the VRE commuter rail, commuter lots, Stafford County schools, and major shopping. Inside, you’ll find Brazilian teak wide-plank floors, recessed lighting, an upgraded kitchen with brand-new stainless steel appliances, and thoughtful custom finishes throughout. Step outside to a spacious, fully fenced backyard, great for entertaining, pets, or play, with EV charging already installed. The showstopper is the finished walk-out basement, currently designed as a dedicated home theater featuring a stunning starlight ceiling, seven in-wall surround sound speakers, and all theater equipment and seating included. The space also gives flexibility to serve as a guest suite, additional bedroom, or home office, with extra storage just outside the walk-out basement. An added opportunity for qualified buyers: this home gives the opportunity to assume the existing FHA mortgage with an approximate balance of $322,844, subject to lender approval and FHA assumption requirements. With current mortgage rates, this could represent a valuable financing opportunity for eligible buyers. Come make this exceptional home yours!